Employer Reimbursements for Health Premiums
Do you reimburse your employees for their health insurance premiums? If so, you may have just subjected yourself to an excise tax of $100 PER DAY PER EMPLOYEE. This excise tax, levied under Section...
View ArticleThis Time is Not Different!
It’s easy to get caught up in all the media hype surrounding bull or bear markets. You hear or read things like “high oil prices are here to stay” (fuel prices have since fallen like a stone) and/or...
View ArticleWhy Do I Need A Revocable Living Trust?
I was browsing the internet the other day, being completely amazed at the personal information I found online about various people I knew. I found people who owned over a million dollars in real...
View ArticleIs The Stock Market Rigged?
I hear variations on this theme from people who fall into two categories – those that don’t really understand how the markets work, and those that spend a lot of time on reading/listening to political...
View ArticleStock Market Returns - A Gamble?
In addition to “Is The Stock Market Rigged?”, I have heard from an occasional prospect is that they don’t want to invest in stocks because it is akin to gambling. That could not be further from the...
View ArticleMaximizing Social Security Benefits
When and how to collect Social Security is a complicated question. It depends on many factors - age, cash flow, marital status and health being some of them. Most people know that you can start...
View ArticlePension Max
Much has been written on pension maximization strategies - if you are married, should you take the higher single life pension and buy life insurance for your spouse, or should you take the lower amount...
View ArticleSupercharging Your Retirement Savings
As of late 2014, you can now (sometimes double) your retirement contributions and, best of all, roll the increase to your Roth IRA when you leave employment. Your employer's plan and your cash flow has...
View ArticleKiplinger's Personal Finance - Emergency Funds
Jean was quoted in the July 2016 issue of Kiplinger’s Personal Finance magazine, suggesting possible sources of emergency funds...
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